Send your credit-card, bank, loan, and lease statement PDFs (12+ months is best). Every transaction is parsed and totaled deterministically — then independent AI models debate your money: the borrowing ledger (what ALL your loans, cards, leases, financing, and bank fees actually cost you per year), and for each cost the better option — the cheap reliable used car instead of the financed one, consolidation instead of 19.99% revolving, no-fee banking, cheaper equivalents for what you overpay. Plus your spending habits, the things to immediately stop (each with $/month recovered), the guards to install, and what fixing it is worth compounded over 1/5/10 years. The consensus AI Wealth Audit PDF lands in your inbox automatically.
Ask the council — from $25 See a sample reportStripe checkout. Pick your council size — $25 to $249.
On the next page: your question, your situation, and any PDFs. Held only in memory — never stored.
On AWS Bedrock under a signed HIPAA BAA — no outside model is ever contacted. Independent AIs open, critique each other, a chair writes the consensus.
The AI Opinion lands in your inbox automatically — usually within the hour. Then every copy of your data is gone.
Your documents and details are handled only in memory while the council debates, then discarded the moment your PDF is sent. No database, no folder, nothing to leak. The only record kept is the delivery email itself — fingerprinted (SHA-256) so the report's authenticity can always be proven and forgeries disproven.
Every AI model runs on AWS Bedrock under a signed Business Associate Agreement (BAA). No outside model is ever contacted; your case is sent only to those in-BAA models and is never stored.
Your material produces your report and nothing else — it is never used to train models, ours or anyone's.
100% automated end to end — never reviewed by any human being.
Card data goes to Stripe's hosted checkout and never touches our servers.
Everything you send travels over TLS-encrypted connections.
The purpose of the AI Council is to throw complex topics and discussions into debate between independent, integrated AI models and LLMs — positions, critique, consensus — and hand you the result, while protecting your security, confidentiality, and anonymity: every AI model runs on AWS Bedrock under a signed HIPAA Business Associate Agreement (BAA), no outside model is ever contacted, and nothing you send is ever stored — it is held in memory only while the council debates, then discarded. Every AI Council product is 100% automated, never reviewed by any human being, and never used for training, ours or anyone's.
The same council that runs our medical and legal checks — models scoring ~92% on medical licensing (MedQA) and 82–84% on legal reasoning (LegalBench) — pointed at your money. Every dollar figure is computed deterministically from your statements before any AI sees them: the council debates the judgment, never the arithmetic. Still AI opinions — not financial, tax, or investment advice.
Not charted: Amazon Nova Lite (Amazon) — no published score for this exact model · Llama 3.3 70B (Meta) — closest published sibling (Llama 3.1 70B): 84.8% vals.ai ↗ · Mistral Pixtral Large (Mistral (EU)) — its text backbone (Mistral Large 24.11): 76.2% vals.ai ↗
Not charted: Amazon Nova Lite (Amazon) — no published score for this exact model · Mistral Pixtral Large (Mistral (EU)) — no published score for this exact model
2 models — $25 · 5 — $49 · 10 — $99 · 12 (full bench) — $249. Pick the council size below.
Independent published evals of the exact model versions where available — siblings labeled as such, no score invented, re-verified 2026-07-03. Official benchmarks: MedQA paper · MedQA data · LegalBench · LegalBench paper. Independent leaderboards: vals.ai MedQA · vals.ai LegalBench · Stanford HELM · NCBE MBE. Scores move as models ship.
| Fee-only financial planner, comprehensive plan | $2,500 – $7,500 |
| Accountant engagement to review a year of spending | $500 – $2,000 |
| Wealth management | ~1% of your assets, every year, forever |
| Budgeting apps (read your balance, debate nothing) | $0 – $20 / month |
| A 12-AI debated wealth audit of every transaction | from $25 |
The bank charged you interest to lend you your own money back. Find out exactly how much.
Our system doesn't replace any of them — but it sure helps to educate you before you pay them.
Pay first, then you'll describe your situation, tell the council your country and state/province, and upload documents on the next page — because we store nothing, your details are only ever handled in memory while the council debates, then discarded. The opinion is grounded in your jurisdiction's laws and guidelines, never a default. See a sample report first →
Every transaction is extracted and totaled deterministically before any AI opines — the borrowing ledger, recurring charges, category rollups, and anomalies are computed, not guessed. The council then debates what it means and what the cheaper options are. No AI is allowed to invent a number from your life; market-rate alternatives are labeled estimates.
For each major cost the council names the concrete cheaper substitute with its estimated saving: a cheap reliable used car bought cash instead of the financed or leased one, moving a 19.99% revolving balance to a consolidation loan at posted rates, a no-fee bank account, re-shopped insurance, cheaper equivalents for services you overpay. Real substitutions, not "spend less" platitudes.
Same as every AI Council product: your case is sent only to AWS Bedrock models under a signed HIPAA BAA, held in memory, no outside model contacted, nothing stored, never used for training. Once your PDF is delivered, every copy of your data is discarded.
No. 100% AI, no human review before delivery, informational only. Bring the audit to your accountant or a fee-only planner — it makes their hour cheaper too.